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Tru Home Solutions

Mortgage Options to Meet Your Needs

When it comes to home loans or refinancing, there are so many variables-different terms, down payments, special circumstances, fixed or adjustable rates, just to name a few.

And the good news is, all those variables mean we can tailor a home loan that's a perfect fit for you and your budget thanks to our partnership with Tru Home Solutions - a credit union owned mortgage company.

Click here to get started with a quick mortgage pre-screen questionnaire

Refinance Your Mortgage to Save

Refinance your fixed-rate home loan to a shorter term and see big benefits. Say you have 26 years left on a 30 year fixed-rate mortgage at 6.5% and you refinance to a 15 year fixed-rate loan at 4%. Your monthly payment will drop only about $40 - but over the loan term, you'll be ahead more than $175,000. Or you might choose another option that reduces your monthly payment more, freeing up cash for daily needs. Ready to save? Click here to get started.

Help With Your First Mortgage

Now is a great time to buy a house. Your credit union can help you with your first mortgage. To start house hunting, meet with a credit union loan officer.

By meeting with a loan officer first, you'll know how much house you can afford and what price range to shop in. We'll explain the features of different mortgages (fixed or adjustable-rate, for example) and help you decide which is better for you. We also can pre-qualify you for a mortgage, so you can feel more confident about getting the home of your dreams.

Not sure about which mortgage is right for you?

We offer a variety of loan options to choose from, including fixed rate mortgages and adjustable rate mortgages. Best of all, we have easy to understand explanations of each program and a Loan officer is always just a call or email. Click here to get started.

Contact Us

Our Loan Officers are mortgage experts. Please feel free to contact us with any questions you may have.

Phone:.....636-916-8300
Fax:.........636-916-8313
Email:......contactus01@1stfinancialfcu.org
Regular Mail:

1st Financial Federal Credit Union
1232 Wentzville Parkway
Wentzville, MO 63385

Please be aware email is not a secure method of communication. Do not use email to send us confidential or sensitive information such as passwords, account numbers or social security numbers. If you need to provide this type of information, contact us by phone, fax or regular mail.

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